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Monday, February 25, 2019

Atm Skimming

- ATM glide An Ethical Look April 16, 2013 In the instauration we live in at once our currency is foreshadows. Our money is just subject backed by the promise of the United States g all overn handst to back it up with hard currency, i. e. gold. Due to our drop of hard currency in everyday life there argon many different ways to be present for things. These include checks, credit cards, paper currency, and avow cards. One thing that has not changed about money is that, resembling every other thing valuable, pack will try to divert it no matter its form.One of the nigh damaging types of thefts now is that of ATM (Automated vote counter Machine) Skimming. Most mountain keep the bulk of their capital in banks. They exercising ATMs to access that money. Thieves chip in a way to conspicuously steal the teaching unique to their rates so they nominate access others money. This is devastating to spate and it is this disoblige on which I write. On February 12, 2013 an articl e was written. It was entitled How alleged crooks employ ATM skimmers to via media thousands of accounts. Federal Authorities have charged ii men with running an operating theatre to cod control of over 6,000 bank accounts.The banks targeted included Capital One, J. P. Morgan Chase, among others. These criminals bought card readers and installed them on top of ATMs and doors to ATMs. They overly make hidden pinhole cameras to watch people put in their pins. These people supposedly led a group of 9 or more people who put these devices all over cities. These cities included Manhattan, Chicago, and Milwaukee. The people would then workout the information to make fake cards, which would be handlingd for false purchases and withdrawals. This operation had stash locations to manage the information.One such facility had hundreds of hours of footage showing PINs being input. to a greater extent than 1,000 blank cards were similarly found here. Due to the gravity of the crimes these men face around 40 years in jail. Prosecutors be also moving to seize $3 million from the men. The article goes on to translate that ATM skimming has been going on for a decade and thieves are constantly improving their methods. The article suggests that the ATM skimming has been around for over ten years. That surprised me because I had only heard of this recently. Just equal all technology, the technology that thieves use to perfect this form of theft also improves with time.The article also indicates that even though law enforcement and the general exoteric are more aware, that this type of theft will not go away any time soon. The bible says that people perish for insufficiency of knowledge. I confide news shows like Dateline NBC and 60 transactions should create stories around this issue. These shows have a large number of viewing audience and are shown during primetime. Their reporters are well respected and the information they provide is genuine and the reporters a re credible. People also should become more aware of their surroundings. in that location are some precautions a person may keep in mind when exploitation the ATM machine.One precaution is use the machine in daylight or well lit areas. Well lit areas can ensure that one is able to check the machine for any abnormalities or devices that may appear foreign in nature. Another precaution is to use a walk up versus a drive through machine. driver through machines may be more awkward to maneuver from a car window and thus not as easy to suss out for abnormalities. A final suggestion is to use the ATM attached to a bank with which you are familiar. Convenience stores, dry cleaners, and even gas displace now have ATM machines as incentive to pay with interchange for an advertised discount.Many of these machines are sponsored by companies that are not familiar to most consumers. I do not trust this kind of ATM and believe them to be the most susceptible to this kind of theft. What bet ter way to belie the ATM machine than to build one and then entice people to use your machine? Banks also have a huge function to inform its customers of the risk factors associated with using an ATM machine. When a person opens an account there should be a brief overview of this threat and even a pamphlet that outlines warning signs and indicators that the ATM may be compromise. Stealing silver from a bank is a federal offense.Though sheepish by imprisonment, I would like to see legislation that toughens the sentencing signposts around this issue. Preying on innocent people who are trying to access their own money is should be punishable to the fullest extent of the law. It should not be treated as a discolour collar crime where the criminal, after being found guilty, spends a some years in a federal country club. They should be made to serve time with other harden criminals and ordered to pay restitution to their victims. The bottom line is we live in a world where some pe ople will always try to create a way to steal from others.These are the people who would rather jam payoff of someone versus making an honest living at a worthy endeavor. Knowing this we must always keep our eyes open and our minds alert, peculiarly when using an ATM machine. Technological advances will make this difficult for the pundit and doing business with a bank that provides for return of your funds if stolen is a plus. However, the intent of violation when someone takes what rightfully belongs to you and the inconvenience of filing the report and time lag the return of your money are even more recent to baffle informed on this issue and be very cautious when using an ATM machine.The act of ATM skimming breaks almost every guideline in the ACM jurisprudence of Ethics and Professional Conduct. Article 1. 1 of the ACM Code of Ethics States that we should Contribute to purchase order and human well-being The acts that I have described were the opposite of this ideal. T hese thieves selfishly used their knowledge of technology to take advantage of a administration and profit from it at the expense of society and human well-being. Other articles that these criminals violated were Article 1. 7 Respect the concealing of others and Article 1. Honor confidentiality. They violated others privacy in order to gain from their information. The very core of the ideas from the ACM Code of Conduct stems from the belief that we as technical foul minded people should help and not hurt others with our knowledge. The advantage that we have been given is to be used for the benefit of, and not the detriment of others. I feel as though these individuals should be given a handsome trial under the laws of the United States Court system. If they are found guilty they should be punished to the full extent of the law.They stole from people using knowledge that would have been better served toward helping others than hurting others. They took advantage of the system in a way that was unethical and hurtful. They should repent to society. Bibliography Council, ACM. ACM Code of Ethics. 16 10 1992. Web Site. 16 April 2013. Goodin, Dan. How alleged crooks used ATM skimmers to compromise thousands of accounts. Ars Technica (2013). Internet. Hampton University. Student Technology Guide. n. d. PDF File. 16 April 2013.

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